Rate disclosure: Monthly interest 1.25% flat (approx. 15% annual flat) applied to the phone loan amount. Total repayment = loan × (1 + 0.0125 × months). Example: RM 5,000 @ 36 months ≈ RM 201/month, total RM 7,250. Actual rate confirmed by JCL Credit Leasing on approval. See Terms for full details.
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